Play Free Online Baccarat Games

Baccarat is largely available in both land-based and online casinos. It has the same rules in both settings but baccarat online comes with several other advantages. If you were looking for the best place to learn all there is about baccarat, you’ve come to the right place. On this page, you’ll learn all there is about baccarat - tips and tricks, strategies and even the history of the game. So read on to find out!

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What Is Online Baccarat?

Online baccarat is a rather simple table game. A player can make three single bet types: Banker bet, Player bet or a Tie (which is also known as a standoff). When you place your bet, you will put your chips on one of the sections and then wait for the dealer to make a move. For a beginner, baccarat games might seem a bit confusing. But once you get into it, it becomes one of the easiest casino games you can play. 

The most important thing you should know is that baccarat is a card game. And as it’s the case with all card games, it requires a mix of chance and strategy to win. Worry not, by the time you’re done reading this, you’ll be more than ready to play baccarat online and actually win!

Why Should I Play Baccarat Games Online?

While you can play baccarat in almost every land-based casino, the digital version has its perks. First of all, you can play free baccarat games without having to leave your house. That’s great news, considering that not everyone has access to land-based venues. Other than that, there are other great advantages to playing free baccarat games for fun:

  • Baccarat has low stakes. Baccarat is one of the cheapest table games you’ll find in any online casino. While the real-life version has you betting $5 minimum, baccarat online free will allow you to place your bets for as little as $1. 

  • Baccarat has better bonuses. Every online casino has a selection of bonuses for both new and old players. Baccarat is usually covered by a table game bonus. Land-based casinos rarely offer bonuses to their players so if you want to get into online baccarat gambling, you’ll have a nice bonus to boost your wins.

  • You can control the speed of the game. When you play baccarat in a brick-and-mortar venue, the dealer will control the flow of the game. They will deal the cards, collect the bets, award the winnings and decide when to start the next round. When you play online baccarat free, you will control the pace of the game.

  • Move between game variations with ease. There are many online baccarat versions available. And if you want to try each of them, all you have to do is close the window with the game you have open and move on to the next one. It’s that easy.

  • You don’t have to follow etiquette. If you’re a casino newbie, table games might be intimidating at first. There are unwritten rules you should follow and a certain table etiquette you should adhere to. In an online baccarat casino, this etiquette is non-existent - you play at your own pace, without having to worry about other players.

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Baccarat Online Basics

Baccarat is an easy game to play, once you understand the basics. The main goal of the game is to get as close to 9 as possible. But there’s a twist - you can also bet against yourself. When it comes to baccarat, you have the option to bet in favor of the dealer or the player. You can also bet on a “standoff”, which is the baccarat word for “tie” or “draw”.

At the beginning of every baccarat online free game, both you and the dealer will be handed two cards. Then, you will choose your bet and study both hands to see what value they hold. Card values are as follows:

  • The Ace has the value of 1;

  • Cards from 2 to 9 have their face value;

  • Tens or royal cards equal zero.

If you hold two cards that combine to result in a double-digit score, the last digit will determine the final value. Basically, if you hold a 5 and a 7, the score is 12. In baccarat, the final value of these cards will be 2.

Online Baccarat General Rules

When you play online baccarat for real money, all you have to do is make your bet and click the “Deal” button. You don’t have to make many decisions, as these will be determined by an action grid that’s embedded in the game. Here are some more useful rules and terms you should be aware of:

  • The Bet. The game will begin once you place your bet. There are three spots on which you can place your bets: player, banker and tie.

  • The Deal. The dealer (or in this case, the game itself), will deal two sets of cards, once for the player and one for the dealer. The next cards will be dealt based on the outcome of the first two sets. As mentioned, the goal of the game is to get as close to 9 as possible.

  • Player’s Rules. If you’re dealt any card from 0 to 5, you automatically get another card. If you get a 6 or a 7, you stand. If you get an 8 or a 9, that’s an instant win.

  • Dealer’s Rules. Overall, the dealer has to follow one of the six routes the player takes. Depending on what you choose to do, the dealer will make their move.

Baccarat Bets and Odds

The online version of baccarat allows for many types of bets, each with its own different odds. Check out the table below for more detailed information.





Has a progressive jackpot attached. You’re limited to a minimum and maximum bet.



Bet on either your cards or the dealer’s forming a pair.



Bet on whether 4 cards are dealt in a single hand or not.



Bet on whether 5 or 6 cards are used in a hand.


Dragon Bonus

Bet on whose hand will be higher by the end of the round.


Sum Bonus

Bet on the combined value of the banker’s and player’s cards.

From 2:1 to 50:1

Tie Bonus

Bet on a tie.

Up to 50:1

Egalité Bonus

Bet on an individual tie.

Up to 220:1

Baccarat Online Strategy

Now that you know the rules, it’s time you learn a good baccarat online strategy. Everyone has different play styles but these tips and tricks are generally useful for every player.

  • Check the odds. Before you join any baccarat game, you should always check the odds. This might sound obvious but you’d be surprised to find out how many players jump into games without knowing the odds. Even if you might already know the odds, it’s still a good idea to check - they might vary from casino to casino.

  • It’s best to bet on the player. Even though the dealer bet has better odds than the player one, the dealer bet comes with some commissions that don’t guarantee you get the best value for your bet. 

  • Quit while you’re ahead. Before you start playing baccarat, figure out how much you expect to win based on your current strategy. Once you’ve reached that sum, simply quit. You can always come back for another session on another day.

  • Play in short sessions. The house edge will eventually get you, no matter how experienced you are. So set a number of games you can play and make sure to count them as you go. Once you’ve gone through all of them, accept that you’ve made a win or a loss and walk away.

Play Free Baccarat Games for Fun

On SlotsMate, we have a full list of baccarat games you can play for free. Yes, you read that right - every single game on this page is available for everyone to play at no cost. On top of that, you won’t even have to create an account or download any additional software. Simply choose one of the best online baccarat games here and jump straight into playing.

You can play baccarat online free from a series of top-notch developers such as MicroGaming, Nucleus Gaming or Swintt. These studios have made a name for themselves over the years and have gained the trust and respect of the community. So you can be sure you’ll get nothing short of the best quality. You can also check out our full list of online casino software providers.

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Get Started with the Best Baccarat Bonuses

When you play at any online baccarat casinos, you should always give yourself an advantage by starting off with a bonus. To choose a casino bonus, all you have to do is visit our Real Money Slots section (don’t worry, the bonuses apply to all casino games), choose your favorite casino and create an account. So let’s see what are some of the most popular types of bonuses

  1. Loyalty Bonuses. Loyalty bonuses are a great way brand new casinos use to reward their long-time players. These bonuses are usually awarded when the user achieves a certain milestone set by the casino - money spent, number of games played, time spent on the website etc. These loyalty bonuses might sometimes include a baccarat cashback bonus.

  2. Welcome Bonuses. Welcome bonuses are a great way to greet new casino players. The most common type of welcome bonus will double up your money you first deposit when you first join the casino. Some of the more generous casinos will even offer up to 500% in bonuses.

  3. Deposit Bonuses. The best online baccarat casino will also offer a deposit bonus to its players. It’s good to know that when they go up to 100%, these bonuses can be used on table games. The ones that go up to 200% can only be used on slots.

  4. No Deposit Bonuses. With a no deposit bonus, you can try out any casino games without having to risk real money. You won’t need to make a deposit to claim this bonus - all you need to do is create an account and the bonus will automatically get assigned to you. You can claim this bonus at many online casinos, including casinos with no deposit slots.

Most Popular Online Baccarat Versions

Any online casino you might access will have a wide variety of free baccarat games available. However, baccarat also comes in different versions you should be aware of before playing. Here are the best online baccarat versions you can find:

  • Punto Banco. This is the closest version to classic baccarat. It’s played using 6 decks of 52 cards. A maximum of 12 players can take part in this, with the betting options remaining the same.

  • Baccarat Banque. This is one of the oldest variations of the game and it first originated in France. In Baccarat Banque, the dealer is picked at the beginning of each round. Usually, they’re the first player to join the game.

  • Chemin de Fer. This version is more popular in France. The only main difference is that the players compete against each other, with the dealer being a neutral part. Instead, players take turns to become a banker while using six standard decks of cards.

  • European Baccarat. The main difference between European Baccarat and all the other variations is that you, the player, can choose if you draw an extra card or not. On top of that, the banker is being funded by the house.

  • Mini Baccarat. This one has the same rules as Punto Banco. It’s a rather low-stakes version of the original one, which means it’s also more popular. Mini Baccarat is also a good option for the players who are on a tight budget or for the newbies who are just getting into the game.

Play Live Baccarat Games Online

Thanks to the ever-evolving technology, gamblers can now enjoy the authentic casino experience, right from the comfort of their own homes. How so? Well, with the help of live casino games, of course!

Nowadays, you can play the best live baccarat games with a real dealer, no matter your screen size. You will be able to interact with a professional real-life dealer using a live stream. You’ll be chatting them up and issuing game commands just like you would do if you were playing at a brick-and-mortar Vegas casino.

During your live baccarat online free play sessions, you can even use the chat functionality to ask tips from other players, comment on hands and interact with other fellow gamblers. It’s truly the ultimate online casino experience.

Online Baccarat on Mobile

Because the use of mobile devices is on the rise, online casinos had to adapt. Thanks to that, you can now play online mobile baccarat from wherever you are, provided you have a stable internet connection. Some casinos will allow you to play straight from your mobile device’s browser, while others will have apps you can download to play free mobile baccarat. 

Nevertheless, all the baccarat versions, live casino and casino bonuses are all available on your mobile device as well. Some casinos even have exclusive offers for Android and iPhone users so it’s worth checking them out!

History of Baccarat

It is commonly believed that baccarat originated in Italy, in the 1400s. It was created by a man named Felix Falguiere or Falguierein, who called the game “baccara”, which is Italian for “zero”. That’s because all the tens and face cards equaled zero.

The original baccarat version was a bit different from the one we know today. The cards were dealt by no less than four different dealers, with every player having the opportunity to be the banker. Players could bet against each other and against the house. Nowadays, there’s only one dealer, the bets are usually placed against the house and the house also doubles as the banker.

Are You Ready to Play Baccarat Online?

Now that you’ve got the basics of baccarat down, you’re ready to start playing for real money. All you have to do is choose one of the casinos in our comprehensive list and take advantage of the bonuses. And if you find out that baccarat online isn’t really your cup of tea, you can always check out some casinos with no deposit slots. Good luck and have fun!

Baccarat Games FAQ

What is online baccarat?

Online baccarat is a card game played between a Player and a Banker. You have to bet on which hand will be closest to 9. There are also some side bets you can place that we’ve discussed above.

Where can I play baccarat?

You can play baccarat at any of the real money casinos in this list. Just choose your favorite, create an account and start playing instantly.

What is the best bet in online baccarat?

Generally, the Banker bet is considered to be the best, as it has the highest odds of winning. However, the Player bet doesn’t come with as many commissions as the Banker one.

Is baccarat a skill or luck?

Luckily for most players, baccarat is 100% about luck and 0% about skill. It’s essentially a guessing game and guessing games don’t require skill at all.

Do casinos cheat in baccarat?

No, casinos can’t cheat in any game. Online casinos especially have to go through rigorous testing and checking before they can get their operating license. If they’re caught cheating, that license will be revoked and they will lose a huge amount of revenue. The risks are higher than the rewards.